O & E Reports - Clear Insight Before Closing

Title Giant, Inc. goes beyond standard title services by providing clear, reliable Ownership and Encumbrance (O&E) Reports for just $150, giving clients a comprehensive understanding of a property’s status early in the process. An O&E report identifies the current owner of record and discloses recorded items such as mortgages, liens, easements, and other encumbrances affecting the property.

Unlike a title commitment, which is issued by a title insurer and outlines the requirements and exceptions for issuing a title insurance policy, an O&E report is informational only and does not provide insurance. It is often used for due diligence, pre-listing reviews, or early transaction planning making it an invaluable tool for buyers, sellers, and real estate professionals who want clarity before moving forward.

What sets Title Giant apart is our hands-on approach. Rather than simply delivering a report, our experienced team helps explain what the recorded items mean and why they matter, allowing clients to identify and address potential issues early and move forward with confidence. For $150 you get more than just a report; you get expert guidance that can save you time, money, and stress down the road.