Behind every real estate transaction, we implement extensive, often unseen, security measures—like encrypted communications and verbal verifications for funds—to protect your private information and money. While these steps may seem like "hoops," they are crucial safeguards against sophisticated cyber threats, ensuring your security is our top priority.

Dreaming of that newly constructed home in sunny Florida? It's an exciting prospect! However, there's a crucial financial aspect that can sometimes catch new construction buyers off guard: property taxes. Unlike purchasing an existing home with an established tax history, buying new construction in Florida can sometimes lead to what's known as "tax shock."

It’s important to know your options on the multitude of ways to take title. Equipping yourself with the right knowledge and good legal counsel in advising you helps protect you and your property in the long run.

Refinancing? Don’t forget title insurance. When you refinance, your lender will likely require a new lender’s title insurance policy to protect their new investment. But good news—your original owner’s policy still protects you!

In Florida, title insurance costs are regulated by the state, meaning the rates are fairly standard across all companies - around $5.75 per $1,000 for the first $100K, then $5.00 per $1,000 after that. The cost is based on the purchase price of the home (for owner’s policies) or the loan amount (for lender’s policies).

One-time cost, lifetime protection. Title insurance protects your home from hidden liens, fraud, or past ownership issues—especially important in Florida’s fast-moving real estate market. You won’t want to close without it.

Title insurance is designed to protect you from a wide range of issues that can crop up with regard to your property. Learn more about some of the most common title issues and why Florida experiences these issues more frequently than other states.

Florida’s large population of retirees, vacation homeowners, and out-of-state investors creates opportunities for fraudsters to target absentee owners or exploit unfamiliar buyers. Additionally, Florida's public records laws make property information easily accessible, which scammers can use to forge documents or impersonate rightful owners. All of this, combined with the high value of real estate and rapid market movement, makes Florida a hotspot for real estate-related scams. Title insurance can help protect your investment.

In Florida, a title commitment is a document issued by a title insurance company that outlines the terms and conditions under which it will issue a title insurance policy. It’s essentially a promise to insure the title once certain requirements are met, such as resolving liens, paying off mortgages, or clearing up ownership issues. It's a crucial step in the closing process, giving buyers, sellers, and lenders a clear picture of the property's title status before finalizing the deal.